YNAB MCP server provides a bridge between AI assistants and the You Need A Budget (YNAB) personal finance API. Built by Caleb LeNoir, it exposes tools for listing budgets, retrieving detailed budget information including accounts and categories, and creating transactions. This implementation is particularly valuable for users who want to manage their YNAB budgets and track finances directly through conversational AI without switching contexts.
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Lists available budgets on your account.
Provides a summary of categories that are underfunded and accounts that are low.
Retrieve all unapproved transactions.
Creates a transaction for a specified budget and account. Example prompt: 'Add a transaction to my Ally account for $3.98 I spent at REI today'. Requires GetBudget to be called first to know the account ID.
Approves an existing transaction in your YNAB budget. Requires a transaction ID to approve. Can be used in conjunction with GetUnapprovedTransactions to approve pending transactions.
